{"id":92933,"date":"2026-09-01T21:12:16","date_gmt":"2026-09-02T02:12:16","guid":{"rendered":"https:\/\/thecitizenfortheworld.com\/?p=92933"},"modified":"2026-09-01T21:12:16","modified_gmt":"2026-09-02T02:12:16","slug":"venezuela-damnificados-por-terremotos-denuncian-trabas-para-solicitar-creditos-hipotecarios","status":"publish","type":"post","link":"https:\/\/thecitizenfortheworld.com\/?p=92933","title":{"rendered":"Venezuela: damnificados por terremotos denuncian trabas para solicitar cr\u00e9ditos hipotecarios"},"content":{"rendered":"<p class=\"article-subheadline text-align-left\">Los afectados se\u00f1alan que el servicio de registros, dirigido por un primo de la presidenta encargada Delcy Rodr\u00edguez, ha creado un \u201ccuello de botella\u201d que dificulta acceder a las ayudas sociales<\/p>\n<p>Cientos de familias del estado La Guaira afectadas por los terremotos del 24 de junio, denuncian que el <b>Servicio Aut\u00f3nomo de Registros y Notar\u00edas (Saren)<\/b> \u201cha generado un cuello de botella institucional que asfixia el derecho a la vivienda y a la restituci\u00f3n de las familias damnificadas\u201d.<\/p>\n<p>El programa de cr\u00e9dito social lanzado por el gobierno para atender a las personas que perdieron sus hogares, exige como requisito fundamental la presentaci\u00f3n del t\u00edtulo o documento de propiedad registrado del inmueble.<\/p>\n<p>El plan hipotecario anunciado por la presidenta encargada <b>Delcy Rodr\u00edguez<\/b> establece un tope de 100 mil d\u00f3lares y funciona de la siguiente manera:<\/p>\n<ul class=\"list\" data-icon=\"\u2b24\">\n<li data-icon=\"\u2b24\">Para las viviendas que cuesten hasta 70 mil d\u00f3lares, habr\u00e1 un subsidio estatal de 80% y un cr\u00e9dito por el 20% restante a 25 a\u00f1os.<\/li>\n<li data-icon=\"\u2b24\">Para las viviendas que cuesten entre 70.001 y 100 mil d\u00f3lares, el subsidio alcanzar\u00e1 el 50% y la otra mitad se cubrir\u00e1 con un pr\u00e9stamo bancario a 25 a\u00f1os.<\/li>\n<\/ul>\n<p class=\"paragraph\" data-paragraph-number=\"4\" data-mrf-recirculation=\"Links inline\">En ambos casos, <b>se establece un periodo de gracia por 12 meses, tasa de inter\u00e9s del 5% anual y tasa de inter\u00e9s por mora de 1% anual sobre las cuotas vencidas<\/b>.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"5\" data-mrf-recirculation=\"Links inline\">Tras el doblete s\u00edsmico, el Saren resolvi\u00f3 trasladar los archivos de La Guaira, declarada zona de desastre, a Caracas para digitalizarlos, lo que en la pr\u00e1ctica dificulta las diligencias que deben completar los residentes del litoral central.<\/p>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/6Y5BZJHTLBCE7OYGK52IA5CACM.JPG?auth=8c8a1436224f7536558622f3839f2f3afcf0cf4aa39f2e53d1504824fe16fabf&amp;smart=true&amp;width=992&amp;height=667&amp;quality=85\" media=\"(min-width: 1000px)\" \/><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/6Y5BZJHTLBCE7OYGK52IA5CACM.JPG?auth=8c8a1436224f7536558622f3839f2f3afcf0cf4aa39f2e53d1504824fe16fabf&amp;smart=true&amp;width=768&amp;height=517&amp;quality=85\" media=\"(min-width: 768px)\" \/><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/6Y5BZJHTLBCE7OYGK52IA5CACM.JPG?auth=8c8a1436224f7536558622f3839f2f3afcf0cf4aa39f2e53d1504824fe16fabf&amp;smart=true&amp;width=577&amp;height=388&amp;quality=85\" media=\"(min-width: 580px)\" \/><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/6Y5BZJHTLBCE7OYGK52IA5CACM.JPG?auth=8c8a1436224f7536558622f3839f2f3afcf0cf4aa39f2e53d1504824fe16fabf&amp;smart=true&amp;width=420&amp;height=283&amp;quality=85\" media=\"(min-width: 350px)\" \/><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/6Y5BZJHTLBCE7OYGK52IA5CACM.JPG?auth=8c8a1436224f7536558622f3839f2f3afcf0cf4aa39f2e53d1504824fe16fabf&amp;smart=true&amp;width=350&amp;height=235&amp;quality=85\" media=\"(min-width: 80px)\" \/><img decoding=\"async\" loading=\"lazy\" class=\"global-image\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/6Y5BZJHTLBCE7OYGK52IA5CACM.JPG?auth=8c8a1436224f7536558622f3839f2f3afcf0cf4aa39f2e53d1504824fe16fabf&amp;smart=true&amp;width=350&amp;height=235&amp;quality=85\" alt=\"FOTO DE ARCHIVO- La presidenta encargada de Venezuela, Delcy Rodr\u00edguez, lanz\u00f3 un programa de cr\u00e9dito social para atender a los damnificados por los dos terremotos del 24 de junio. REUTERS\/Marian Carrasquero\" width=\"1082\" height=\"728\" \/><\/picture><\/div>\n<div class=\"visual__image\"><em>FOTO DE ARCHIVO- La presidenta encargada de Venezuela, Delcy Rodr\u00edguez, lanz\u00f3 un programa de cr\u00e9dito social para atender a los damnificados por los dos terremotos del 24 de junio. REUTERS\/Marian Carrasquero<\/em><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"6\" data-mrf-recirculation=\"Links inline\">\u201cSi bien comprendemos la relevancia t\u00e9cnica de la digitalizaci\u00f3n del archivo registral, <b>la desproporci\u00f3n en el tiempo de procesamiento y el volumen masivo de expedientes centralizados en Caracas ha generado un cuello de botella institucional que asfixia el derecho a la vivienda y a la restituci\u00f3n de las familias damnificadas<\/b>\u201d, se\u00f1alan.<\/p>\n<p class=\"paragraph\" data-paragraph-number=\"7\" data-mrf-recirculation=\"Links inline\">Los afectados subrayan que \u201ccada d\u00eda de demora administrativa no es una simple dilaci\u00f3n de tr\u00e1mite,<b> es un d\u00eda m\u00e1s en que una familia damnificada permanece excluida de la ayuda estatal a la que tiene derecho, \u00fanicamente por no contar con un documento que el propio Estado tiene retenido<\/b>\u201d.<\/p>\n<h2 id=\"injusticia\" class=\"text-align-left vertical-align-top line-height-100 header headline-class-h2 headline\">Injusticia<\/h2>\n<p class=\"paragraph\" data-paragraph-number=\"8\" data-mrf-recirculation=\"Links inline\">Los damnificados solicitan al organismo dirigido por <b>Abel Ernesto Dur\u00e1n G\u00f3mez<\/b>, primo de la mandataria interina, que desarrolle jornadas especiales y simplifique los tr\u00e1mites que deben llevar a cabo para obtener los papeles.<\/p>\n<div class=\"visual__image\"><picture><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/BEPUKFG5VRB4JEQOZ5AY5EB3KI.JPG?auth=501cc5f348e8ecd2298a2c838d5da13f6b75c125da942a459bc15902d51bd6a0&amp;smart=true&amp;width=992&amp;height=662&amp;quality=85\" media=\"(min-width: 1000px)\" \/><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/BEPUKFG5VRB4JEQOZ5AY5EB3KI.JPG?auth=501cc5f348e8ecd2298a2c838d5da13f6b75c125da942a459bc15902d51bd6a0&amp;smart=true&amp;width=768&amp;height=512&amp;quality=85\" media=\"(min-width: 768px)\" \/><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/BEPUKFG5VRB4JEQOZ5AY5EB3KI.JPG?auth=501cc5f348e8ecd2298a2c838d5da13f6b75c125da942a459bc15902d51bd6a0&amp;smart=true&amp;width=577&amp;height=385&amp;quality=85\" media=\"(min-width: 580px)\" \/><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/BEPUKFG5VRB4JEQOZ5AY5EB3KI.JPG?auth=501cc5f348e8ecd2298a2c838d5da13f6b75c125da942a459bc15902d51bd6a0&amp;smart=true&amp;width=420&amp;height=280&amp;quality=85\" media=\"(min-width: 350px)\" \/><source srcset=\"https:\/\/www.infobae.com\/resizer\/v2\/BEPUKFG5VRB4JEQOZ5AY5EB3KI.JPG?auth=501cc5f348e8ecd2298a2c838d5da13f6b75c125da942a459bc15902d51bd6a0&amp;smart=true&amp;width=350&amp;height=233&amp;quality=85\" media=\"(min-width: 80px)\" \/><img decoding=\"async\" loading=\"lazy\" class=\"global-image\" src=\"https:\/\/www.infobae.com\/resizer\/v2\/BEPUKFG5VRB4JEQOZ5AY5EB3KI.JPG?auth=501cc5f348e8ecd2298a2c838d5da13f6b75c125da942a459bc15902d51bd6a0&amp;smart=true&amp;width=350&amp;height=233&amp;quality=85\" alt=\"Una familia recoge sus pertenencias frente a un edificio de viviendas de \u00abMisi\u00f3n Vivienda\u00bb da\u00f1ado por los terremotos del 24 de junio, en Catia la Mar, estado de La Guaira, Venezuela, el 9 de julio de 2026. REUTERS\/Leonardo Fern\u00e1ndez Viloria\" width=\"6500\" height=\"4335\" \/><\/picture><em>Una familia recoge sus pertenencias frente a un edificio de viviendas de \u00abMisi\u00f3n Vivienda\u00bb da\u00f1ado por los terremotos del 24 de junio, en Catia la Mar, estado de La Guaira, Venezuela, el 9 de julio de 2026. REUTERS\/Leonardo Fern\u00e1ndez Viloria<\/em><\/div>\n<p class=\"paragraph\" data-paragraph-number=\"9\" data-mrf-recirculation=\"Links inline\">En particular, demandan \u201cel reconocimiento y protocolizaci\u00f3n de las operaciones de compraventa realizadas con anterioridad al evento s\u00edsmico, muchas de las cuales permanecen instrumentadas en documentos privados por causas ajenas a la voluntad de los adquirientes\u201d.<\/p>\n<p data-paragraph-number=\"9\" data-mrf-recirculation=\"Links inline\">Los afectados por los terremotos advierten que la falta de respuesta por parte de las autoridades \u201cse traduce en <b>un da\u00f1o concreto, actual y continuado para cientos de familias que, careciendo de su documento de propiedad, permanecen excluidas de las ayudas y cr\u00e9ditos de vivienda<\/b> a los que tienen derecho por mandato del propio Ejecutivo nacional\u201d.<\/p>\n<p data-paragraph-number=\"9\" data-mrf-recirculation=\"Links inline\">(<em>Con informaci\u00f3n de Infobae)<\/em><\/p>\n<p data-paragraph-number=\"5\" data-mrf-recirculation=\"Links inline\">\n","protected":false},"excerpt":{"rendered":"<p>Los afectados se\u00f1alan que el servicio de registros, dirigido por un primo de la presidenta encargada Delcy Rodr\u00edguez, ha creado un \u201ccuello de botella\u201d que dificulta acceder a las ayudas sociales Cientos de familias del estado La Guaira afectadas por los terremotos del 24 de junio, denuncian que el Servicio Aut\u00f3nomo de Registros y Notar\u00edas [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":92934,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_mi_skip_tracking":false},"categories":[3,4,57],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.5 - 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